Many of us have entered 2020 with a great deal of trepidation. It seems the only thing we can rely on this year is taxes and death (too soon?). The world is becoming increasingly volatile and uncertainty reigns supreme, as such it is probably time we started to accept this as the new normal. If it isn’t the Coronavirus it will be a long drought, a flood, a supply chain disruption or a tech disruption that will cause us to have to suddenly change tack. But how do you plan for disruption when you have no idea what will cause it in the future.